Senior Counsel, Financial Crimes Risk Management

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Legal

Pay Details:
$136,000 - $210,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Legal is dedicated to providing industry-leading advice and counsel to all TD business segments and corporate functions. In this Senior Counsel, Financial Crimes Risk Management role, you will join a dynamic and collegial team of professionals at TD Legal, providing advice and supporting a wide range of legal and risk areas (including privacy and litigation/enforcement matters). This role will primarily involve advising on legal issues relating to detecting, identifying, investigating and reporting financial crimes while managing associated risks and enabling business growth. Responsibilities will include advising on Canadian anti-money laundering (AML), anti-terrorist financing (TF), economic sanctions, criminal law and fraud law, including regulatory expectations and best practices, across all lines of business and functional segments operating within The Toronto-Dominion Bank. More broadly, you will support the design, maintenance and implementation of the Canadian and enterprise financial crimes risk management (FCRM) program including all related policies and procedures. This is an opportunity to collaborate with other members of TD Legal; multi-disciplinary response teams across the enterprise, including colleagues in risk management, security, control partners and lines of business; and to help the enterprise meet its legal and regulatory obligations relating to AML, TF, economic sanctions and fraud.

Collaborating with talented colleagues and partners in a variety of legal specializations, you will have the chance to develop your skills every day. From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.

Job Overview:

The Senior Counsel, Financial Crimes Risk Management role is a member of TD Legal and reports into the VP that is responsible for Canadian Disputes, Investigations, Employment and Privacy, amongst other things. The role is expected to anticipate legal, regulatory, economic and reputational risk, and provide strategic and practical legal advice on a wide range of initiatives and incidents involving FCRM. Duties include:

• Monitoring, tracking and remaining current on new and emerging AML, TF, economic sanctions criminal and fraud laws and regulations, including translating legal terms into business requirements, guidance and advice.
• Provide expert level FCRM advice to business and legal partners that is integrated with the strategies and objectives of the business and is consistent with the enterprise-wide risk policy, including by supporting the development and/or implementation of policies, procedures, and solutions in the specific areas of AML, TF, economic sanctions and fraud law.
• Identifying key legal risks and mitigation strategies, while ensuring awareness among relevant stakeholders and other members of the TD Legal team.
• Provide regular oral and written reporting to senior members of the Litigation Department and other control groups, business executives and various risk committees.
• As required, work closely with other control groups, such as FCRM, Corporate Security, Compliance, Risk, Fraud Risk Management, Insider Risk Management and other teams, and building strong trusted relationships.
• Oversight of external counsel and other third-party vendors when necessary.
• Other duties, as assigned

Qualifications/Skills/Experience:

• Law degree from an accredited law school and qualified to practice law in Canada.
• Possess 10+ years of post-call lawyer experience (with at least 5 years of in-house, private practice or regulatory experience in the areas of AML, TF, economic sanctions and/or fraud law).
• In-depth knowledge of the Proceeds of Crime Anti-Money Laundering and Anti-Terrorist Financial Act (and associated regulations) and experience assessing economic sanctions and Global Affairs Canada directives, or their equivalents in the U.S., is strongly recommended.
• Experience in the banking and financial services sector, including engaging with relevant regulators, an asset.
• Demonstrated senior-level excellence in judgment, leadership, and relationship management skills.
• Strong analytical and problem-solving skills, as well as an advanced ability to identify problems/ barriers, manage risk and effectively implement solutions to further business strategy.
• Advanced communication (written and verbal), negotiation, conflict resolution, legal research and analytical skills
• Versatile and flexible, with ability to navigate uncertainty and to quickly adapt to changing and ambiguous initiatives or requirements.
• Ability to multi-task is critical, and the ability to work effectively against deadlines and operate on a day-to-day basis with limited supervision is also important.
• Strong technology aptitude including (i) proficiency with standard office software and ability to learn and apply new technologies in work environment and (ii) capacity to understand current and emerging technologies in the industry and how they affect business objectives.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet