Work Location:
Montréal, Quebec, Canada

Hours:
37.5

Line of Business:
TD Securities

Pay Details:
52,700 - 74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Securities Overview

With more than 3,500 people in 13 offices around the world, TD Securities provides a wide range of capital market products and services to corporate, government and institutional clients who choose us for our knowledge, innovation, and experience in the following key areas of finance:

• Investment and Corporate Banking
• Capital Markets
• Interest Rate, Currency and Derivative Products
• Commodities
• International Trade
• Our services include the underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and executing daily trading and investment needs.

Global Operations Overview

With offices located around the world and with more than 650 professionals, the strength of TD Securities Global Operations lies in the diverse and dynamic group of individuals who are dedicated to providing ongoing support functions for TD Securities' businesses and their partners. As part of TD Securities, Global Operations professionals can learn end to end processes as well as create relationships with different lines of business. Challenged to learn and grow within their role, members of Global Operations are supported in their goals of innovation, excellence, and commitment to customer service.

Department Overview:

Global Trade Finance Operations International processing hub is in Montreal with spoke locations in Vancouver, Calgary, Toronto, Houston, and Singapore. We are a team of over 95 experienced professionals who offer a full range of trade products and are dedicated to providing world class service to our customers located all over the globe.

Job Description

The Operations Analyst I is part of a team of approximately 15 reporting to the Manager Loans & Settlements. Individual will be responsible for the handling of credit, loan administration and Trade Finance settlements.

Job Accountabilities

• Manage Credit Limits.
• Create deals, facilities and process and release transactions in Loan IQ.
• Process and verify Export Credit Agency loans, trade loans, syndicated loans, supply chain financing and other Trade Finance Structure Financing.
• Review, verify, and ensure all required documentation and approvals are in place prior to approving and executing credit requests, loan funding and/or other payment related functions.
• Review and ensure documentation such as loan summary, loan agreement, Cairo, Documentary Letters of Credit & Collections' terms, and conditions, etc. are read and understood before processing and/or releasing any transaction.
• Execute transactions and ensure all payments and fees, receivables and cash flows are properly settled.
• Prioritize and manage own workload and that of the team to complete and deliver transaction processing or other processing activities accurately and timely as per the business Service Level Agreement.
• Maintain staff competence by ensuring that staff skills or knowledge gaps are met with appropriate training and to ensure staff can perform at maximum capability.
• Follow firm and industry regulations and operating practices in completing and recording transactions including AML Enhanced Due Diligence and Anti-Boycott Procedures.
• Deliver excellent customer service by dealing with problem resolution and complex issues.
• Complete investigations and escalate nonstandard, high risk transactions or other activities as appropriate.
• Escalate customer/processing issues and gaps where necessary to ensure legendary service is maintained.
• Execute processing responsibilities involving one or more of the following:
• Transactions or activities with a lack of market standards or practices.
• Non-standard processing environment.
• Multiple step transactions.
• Several systems or applications.
• A combination of manual and automated environments.
• Multiple jurisdictions (currencies, time zones).
• Execute on all daily, weekly, monthly, and quarterly reports to internal and external partners.
• Execute on ad-hoc and other requests.
• Identify areas of improvement; recommends, implements, and monitors the achievement of process enhancements to reduce redundancy.
• Support the team by continuously developing knowledge and participate fully in promoting team effectiveness and positive work environment.

Job Requirements

• 2 years' experience in a credit environment.
• bachelor's degree in finance, International Business, or other related discipline an asset.
• Highly organized and have ability to work within stringent deadlines.
• Position requires strict attention to accuracy, details, and timelines.
• Possesses strong analytical and problem-solving skills and sound judgment.
• Possesses experience in loan administration and non-negotiable documentation.
• Be flexible to handle change, innovative, proactive, self-starter.
• Excellent communication skills (oral and written), and ability to interact with Senior Management.
• Knowledge of Microsoft Office required.
• Knowledge of URR725, UCP600, URC522 are an asset.
• Knowledge of Trade 360 system and Loan IQ system is an asset.
• Spoken and written knowledge of French language is an asset.

Aperçu des Valeurs Mobilières TD

Comptant plus de 3 500 employés dans 13 bureaux dans le monde, Valeurs Mobilières TD offre une vaste gamme de produits et de services du marché des capitaux aux entreprises, au gouvernement et aux institutions clientes qui nous choisissent pour notre savoir, notre esprit d'innovation et notre expérience dans les principaux secteurs financiers suivants :

• Services bancaires d'investissement et aux grandes entreprises
• Marchés des capitaux
• Taux d'intérêt, devises et produits dérivés
• Produits de base
• Négociation internationale

Nos services comprennent la prise ferme et le placement de nouvelles émissions de titres de créance et d'actions, des services-conseils en matière d'acquisitions et de dessaisissements stratégiques ainsi que l'exécution d'opérations de courtage et de placement courantes.

Aperçu d'Opérations mondiales

Grâce a ses bureaux répartis dans le monde entier et a plus de 650 professionnels, la force d'Opérations mondiales, Valeurs Mobilières TD réside dans la diversité et le dynamisme d'un groupe de personnes qui se consacrent a offrir du soutien continu aux secteurs d'activité et aux partenaires de Valeurs Mobilières TD. Comme membres de Valeurs Mobilières TD, les professionnels d'Opérations mondiales ont l'occasion d'apprendre des processus de bout en bout, ainsi que de créer des relations avec les représentants de différents secteurs d'activité. Mis au défi d'apprendre et d'évoluer dans le cadre de leurs fonctions, les membres d'Opérations mondiales sont soutenus dans la réalisation de leurs objectifs d'innovation, d'excellence et d'engagement en matière de service a la clientèle.

Description du service

Le centre de traitement d'Exploitation, Financement du commerce mondial est situé a Montréal et comporte des centres de services a Vancouver, Calgary, Toronto, Houston et Singapour. Notre équipe de 95 professionnels chevronnés offre un éventail de produits de financement et un service de calibre international a nos clients de partout dans le monde.

Description du poste

L'agent principal des opérations fait partie d'une équipe d'environ 15 personnes qui relèvent du directeur des prêts administratifs et règlements. Le titulaire sera responsable de la gestion des opérations relatives aux prêts liés aux lettres de crédit et aux règlements de Financements du commerce mondial.

Responsabilités associées au poste

• Gérer les limites de crédit
• Créer des transactions et des facilités, traiter et valider des transactions dans le système Loan IQ
• Administrer, traiter et vérifier les prêts garantis des organismes de crédit a l'exportation, les prêts syndiqués et d'autres formes de financement structuré de Financement commercial
• Passer en revue l'ensemble des approbations et des documents requis et vérifier qu'on les a tous obtenus avant d'approuver et de traiter une demande de crédit et le décaissement d'un prêt ainsi que d'autres fonctions relatives aux paiements.
• Passer en revue divers documents (sommaire du prêt, convention de prêt, dernier examen bancaire du système CAIRO, les conditions rattachées aux lettres de crédit etc.) et vérifier que tous ont été lus et compris avant de traiter ou de libérer des opérations.
• Traiter les opérations et vérifier que tous les paiements, les frais, les créances et les mouvements de fonds ont été réglés
• Gérer sa charge de travail et celle de l'équipe selon les priorités afin d'assurer le traitement des opérations et d'autres activités de traitement avec précision et dans les délais établis par l'entente de niveau de service de l'unité fonctionnelle.
• Suivre les règlements et les pratiques d'exploitation de l'entreprise et du secteur dans le traitement et l'enregistrement des opérations, y compris les procédures de diligence raisonnable accrue a l'égard de la LCBA et les procédures de prévention du boycottage.
• Offrir un excellent service a la clientèle par la résolution de problèmes et de questions complexes.
• Mener des enquêtes et soumettre les opérations ou les autres activités non courantes ou a haut risque a une instance supérieure, au besoin.
• Soumettre a l'échelon supérieur les problèmes et les lacunes liés au traitement, au besoin, afin de maintenir un service a la clientèle de grande qualité.
• Exercer des responsabilités liées au traitement en ce qui a trait a un ou a plusieurs des aspects suivants :
• opérations ou activités non conformes aux pratiques et aux normes du marché;
• environnement de processus non normalisés;
• opérations en plusieurs étapes;
• connaissance des différents systèmes et applications;
• combinaison d'environnements manuels et automatisés;
• territoires multiples (devises, fuseaux horaires).
• Assurer la production de tous les rapports quotidiens, hebdomadaires, mensuels et trimestriels et leur remise aux partenaires internes et externes.
• Répondre aux demandes ponctuelles et d'autre nature.
• Identifier les points a améliorer, formuler des recommandations a cet effet, mettre en œuvre et surveiller la réalisation des améliorations nécessaires afin d'éviter les redondances.
• Aider l'équipe en approfondissant continuellement ses connaissances, en favorisant l'efficacité de l'équipe et en contribuant a un milieu de travail positif.

Exigences du poste

• Deux ans d'expérience dans un environnement de crédit.
• Baccalauréat en finance, en affaires internationales ou dans un domaine connexe, un atout.
• Excellent sens de l'organisation et capacité de travailler dans des délais serrés.
• Attention particulière a l'exactitude, aux détails et au respect des délais.
• Excellentes compétences pour la résolution de problèmes et l'analyse, et bon jugement.
• Expérience dans la gestion des prêts et des documents non négociables.
• Souplesse pour s'adapter au changement; esprit d'innovation, d'entreprise et d'initiative.
• Excellentes aptitudes en communication (orale et écrite) et capacité de communiquer avec les membres de la haute direction.
• Connaissance de la suite bureautique Microsoft exigée.
• Connaissance des pratiques et règlements de la Chambre de Commerce Internationale (RUU 600, RUR 725 et RUE 522), un atout.
• Connaissance des systèmes Trade 360 et Loan IQ, un atout.
• Connaissance du français, a l'oral et a l'écrit, un atout.

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.